Through our innovative operational micro banking platform, micro banking firms are able to spend the vast majority of their time working with clients rather than on data entry and other administrative tasks. Here are some of the notable features for our micro banking system:
User-friendliness: It has a simple and clear user interface, with best-practice workflows taking you through all core processes, and relevant data always at your fingertips.
Loans & Savings: Our system offers full and flexible loan and savings modules. You have the freedom to extensively customize products, tweaking features such as the loan term, repayment frequency, interest rate, interest calculation method, grace periods, charges and more.
M-Pesa integration: We have integrated our System with M-PESA mobile money services. This allows you to import thousands of mobile transactions in a single batch; automatically generate an outgoing M-PESA payments file; intelligently filter duplicates, split loans where the loan size is above transaction limits, or enable clients to repay for each another using their mobile phones.
Comprehensive reports: Our system provides high quality on-demand reports thus providing you with information on the client portfolio and even their savings accounts.
SMS integration: Our system is integrated with an SMS module. This allows micro banking firms to send personalized SMS messages to the clients based on some rules (e.g. Sending SMS messages to clients with loan arrears). The SMS messages can even be scheduled to be set after a certain period, say a day, week, month or so.
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